PRINCIPALS

James P. Sharples
President
James joined NRG with an extensive background in engineering and construction.
Previously, James was a structural engineer in Chicago where he served as a lead member
in the design and construction management on projects totaling more than $1.3 billion.
He holds a Bachelor's and Master's Degree in Civil Engineering from the University of Illinois
and Purdue University, respectively, and an MBA in Entrepreneurial & Strategic Management
from the Wharton School of Business at the University of Pennsylvania.
Mark Nierman
Project Selection & Tenant Procurement
Mark has been active in commercial real estate development throughout the United States
for more than 30 years. He has supervised over 200 commercial development projects in
the East Coast and the Southwest, primarily in highly Hispanic urban markets. Mark’s intimate
understanding of Hispanic customers and Hispanic market trends is unrivaled and provides
NRG with a strong competitive advantage due to his keen site selection skills. Mark holds
a Bachelor's Degree in Finance from the University of Illinois.

Mildred Hernández-Crespo
Property Management
Mildred possesses a strong background in property management and project planning for the
financial services industry. She worked for over 15 years at Banco Popular, the largest Hispanic
bank in the U.S. During her tenure there, she handled site acquisition, construction and
improvements, and back-office functions for over 13 locations in the Southeast U.S. Mildred
earned a Bachelor's Degree in Accounting and Management from the Interamerican University
in Puerto Rico.
Julio de Puigdorfila
Project Finance & Legal Support
Julio is a seasoned wealth management advisor with significant experience in real
estate law. During his career as a private banker at Banco Popular he arranged multiple
development financings, credit structures, and interest rate SWAPs for large industrial
and commercial development clients. Julio has occupied leadership positions at
Habitat for Humanity and served as team leader of the Villa Habitat project. He earned a
Bachelor’s Degree in Finance and Economics from the University of Massachusetts and a
Juris Doctor from the Interamerican University Law School in Puerto Rico.
Lola Miranda
Finance & Accounting
Lola supervises fi nancial support areas for NRG’s property holdings. She was formerly an
Assistant Comptroller at MeriStar Hospitality Corporation, where she was responsible
for all accounting duties at the Radisson Hotel in Chicago. Lola is a licensed CPA and
a seasoned real estate broker with experience in New Jersey and Florida. She earned
a Bachelor’s Degree in Business Administration and Accounting from the Universidad
Sagrado Corazón in San Juan, Puerto Rico.
Alba Ossa
Accounting & Administrative Support
Alba provides accounting and administrative support to NRG’s properties and to its
investors. She is the former Treasurer of the San Juan Neighborhood Housing Services,
a not-for-profit organization that promotes revitalization and improvement of lower
income communities in San Juan, Puerto Rico. Alba has a Bachelor’s Degree in Social
Work from the Universidad del Valle in Cali, Colombia.
Mari Tere Olazagasti
Marketing & Design
Mari Tere provides creative and marketing support to NRG. She is responsible for
developing and maintaining a consistent brand image among NRG’s properties that
is attractive to its target Hispanic clientele. In the past, she was was Assistant Vice
President of Creative Services for Banco Popular. Mari Tere has a Bachelor of Arts in
Communications from the Universidad Sagrado Corazón in San Juan, Puerto Rico and a
Master of Fine Arts from the School of Visual Arts in New York.
ADVISORS

José J. Riera
Project Finance
José has more than 10 years of experience in providing financial solutions to low and moderate income Hispanic communities in the U.S. Prior to his work with NRG he was President and
Chief Executive Officer of Popular Cash Express, a financial services retail network of over 150
financial service centers and 60 mobile units throughout the U.S. José earned a Bachelor's
Degree in Finance from Georgetown University and an MBA in Insurance & Risk Management
from the Wharton School of Business at the University of Pennsylvania.

César Arán
Project Financing & Portfolio Management
Cesar has over 20 years of experience in banking, brokerage, and investment advisory services,
and has focused particularly on serving corporations and high net-worth individuals. In
addition, he has extensive real estate investment experience, particularly in the Northeast and
Southeast U.S., as well as in the Caribbean region. Cesar earned a Bachelor's Degree in Finance
and Commerce from the University of Puerto Rico and an MBA in Finance and Administration
from the same institution.

Eli Stearns
Plan Development & Construction
Both a trained architect and licensed real estate broker, Eli has significant knowledge and expertise in distressed property redevelopment. He was founding partner of Markley Stearns, Inc.,
a real estate development, leasing and consulting company where he spearheaded the
development of over $500 million in commercial properties. Since 2004 he has been primarily
focused on commercial redevelopment projects in California and Nevada. Eli earned a
Bachelor's Degree in Architecture from the University of Illinois.
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